These benefits come as standard with every group health plan.

Hospital and inpatient services

Full cover for hospitalisation, surgery, inpatient services, emergency room and outpatient surgery – including organ transplant through our Managed Transplant Programme.

Outpatient services

No set limits on access to outpatient services, including GP visits and specialists.

Prescriptions

Complete cover for prescription drugs, with no set annual or lifetime limits.

Chronic conditions

Chronic conditions are treated like any other illness – there are no set limits on long-term access to care.

Diagnostic and therapeutic services

A full range of imaging and lab services, as well as extensive therapeutic services.

Physical therapy

Generous physical and occupational therapy benefits.

Medical evacuation and emergency assistance

Comprehensive protection and assistance, 24 hours a day.

Convenient access to care

Everyone on our group health plans benefits from a private, secure E-Health Records Account. They can choose which records are public for emergency situations, and they can share their records with trusted health professionals instantly.

Complementing this, our Member ID card provides essential contact and coverage information. All a health provider needs to do, wherever they are
in the world, is call the number on the back of the card.

The Expat Assistance Programme (EAP)

The EAP is a comprehensive well-being programme, offering free, confidential support to expats and their families, 24 hours a day.  Members can talk to someone about any issues they’re experiencing, including anxiety, culture shock and work-related stress. The goal is to deal with issues proactively, instead of waiting for problems to emerge.